"No, I am to take a midday train."
At ten o'clock Fred went to the Union Dime Savings Bank fronting on Thirty-Second Street, and deposited the hundred dollars in gold left him by his mining friend, and one hundred and seventy-five dollars besides from his recent gift. The other twenty-five he handed to his mother.
"Mother," he said, "you need a new dress, and Albert needs a new suit.
Take this money, and buy what you think best."
"I can go a little longer without a dress, Fred."
"But I don't want you to. We can spare the money well enough, and there is no better way to spend it."
Mrs. Fenton made no further opposition, but during the day asked Ruth Patton to accompany her to one of the large stores on Sixth Avenue, where the necessary purchases were made.
In the evening Ruth set out for her call upon Mr. Robert Ferguson.
She ascended the steps in a state of nervous agitation, for she felt that the interview was of momentous importance to her, and in a low voice asked the servant who answered the bell if she could see Mr. Ferguson.
"I will ask, miss," said the servant, surveying her plain dress with some disdain.
"A young lady to see me?" said Robert Ferguson in surprise. "Are you sure it is not my daughter she wishes to see?"
"No, sir; she expressly asked to see you."
Mr. Ferguson was a widower, and rather vain of his personal attractions. Perhaps the young lady might have been struck by his appearance.
"You can show her up," he said amiably, and turned to catch a further glance in a mirror just opposite. He straightened his necktie, and passed his hand softly over his hair to make sure that it was smooth, and then turned to the door to catch the first glimpse of his visitor.
Nothing thus far has been said of the outward appearance of Ruth Patton. Notwithstanding her anxious face she was unusually pretty, and her manners were refined and ladylike.
"Mr. Ferguson?" she said inquiringly, pausing at the door.
"Come in, my dear young lady!" said Robert Ferguson graciously. "I am pleased to see you."
"Thank you, sir."
"Pray sit down."
"He is much kinder than I supposed," thought Ruth. "I must have misjudged him."
"I wrote to you a few days since," she began.
"Indeed! I don't think I can have received your letter."
"But you answered it, sir."
"I answered a letter from you? What then is your name?"
"Ruth Patton."
"Oh!" returned Ferguson, his face darkening. He no longer felt inclined to be gracious, for he had a premonition that the interview would not be agreeable to him.
"My mother and I were quite overwhelmed by the news you sent us. We had no idea that my father left so little, and she wished me to come on and ask for some particulars."
"I have very little to tell you beyond what I wrote," said Mr. Ferguson coldly.
"My father led us to think that we should be comfortably provided for."
"Many men have very vague ideas of how they stand. Your father did wrong in not insuring his life."
"He did not think it would be necessary. He thought we should be sufficiently provided for without that."
"He had no right to think so," said Ferguson irritably. "You see how things have turned out."
"But what can have become of all the money?"
"I hope, Miss Patton, you don't think I have spirited it away?"
"No, sir. Don't be offended, but it seems so strange," faltered Ruth.
"The money was unwisely invested. A large part of it was in wild-cat mining stocks, which were not worth the paper they were written on."
"Father never spoke to us about any such investments."
"I presume not. Most men keep such matters to themselves. Well, the upshot is that but seventy-five dollars are left. I presume your mother received my check for this amount."
"Yes, sir."
"Then that is all I can do for you. I will in time forward a bill of particulars. A present I am busy."
At this moment Luella Ferguson entered the room. She recognized Ruth at once.
"You here?" she said in haughty surprise.
"Yes, I came on business."
"We do not want any servants. Papa, this girl was very insolent to me on the train yesterday. I hope you will send her away."
"I am going, Miss Ferguson," said Ruth with spirit. "Your father was the trustee of my poor father's property, and it was to ask about it that I came here. Good evening."
She left the house with faltering steps, for her last hope had been destroyed, and she felt keenly the cruel slight of Luella Ferguson. As she set foot on the sidewalk her brain reeled, and she would have fallen had not a young man who was about to ascend the steps sprung forward and supported her.
CHAPTER XX.
A FRIEND IN NEED
Ruth Patton recovered herself by a great effort. "I won't trouble you any longer, sir," she faltered. "I think I can do without further assistance."
"Excuse me for doubting it. You look very weak. Take my arm. There is a drug store not far away where I can procure you a strengthening draught."