Heart-Histories and Life-Pictures

"That is mere speculation."

"Call it what you will; it makes no difference. The chance of making a good operation was before you, and you did not improve it. You will never get along at your snail's pace."

There was, in the voice of Mr. Johnson, a tone of contempt that stung Watson more than any previous remark or, action of his father-in-law. Thrown, for a moment, off his guard, he replied with some warmth—

"You may be sure of one thing, at least."

"What?"

"That I shall never embarrass you with any of my fine operations."

"What do you mean by that?" asked Mr. Johnson.

"Time will explain the remark," replied Watson, turning away, and retiring from the auction room.

A coolness of some months was the consequence of this little interview.

Time proves all things. At the end of fifteen years, Mortimer, who had gone on in the way he had begun, was reputed to be worth two hundred thousand dollars. Every thing he touched turned to money; at least, so it appeared. His whole conversation was touching handsome operations in trade; and not a day passed in which he had not some story of gains to tell. Yet, with all his heavy accumulations, he was always engaged in money raising, and his line of discounts was enormous. Such a thing as proper attention to business was almost out of the question, for nearly his whole time was taken up in financiering—and some of his financial schemes were on a pretty grand scale. Watson, on the other hand, had kept plodding along in the old way, making his regular business purchases, and gradually extending his operations, as his profits, changing into capital, enabled him to do so. He was not anxious to get rich fast; at least, not so anxious as to suffer himself to be tempted from a safe and prudent course; and was, therefore, content to do well. By this time, his father-in-law began to understand him a little better than at first, and to appreciate him more highly. On more than one occasion, he had been in want of a few thousand dollars in an emergency, when the check of Watson promptly supplied the pressing need.

As to the real ability of Watson, few were apprised, for he never made a display for the sake of establishing a credit. But it was known to some, that he generally had a comfortable balance in the bank, and to others that he never exchanged notes, nor asked an endorser on his business paper. He always purchased for cash, and thus obtained his goods from five to seven per cent cheaper than his neighbors; and rarely put his business paper in bank for discount at a longer date than sixty days. Under this system, his profits were, usually, ten per cent. more than the profits of many who were engaged in the same branch of trade. His credit was so good, that the bank where he kept his account readily gave him all the money he asked on his regular paper, without requiring other endorsements; while many of his more dashing neighbors, who were doing half as much business again, were often obliged to go upon the street to raise money at from one to two per cent. a month. Moreover, as he was always to be found at his store, and ready to give his personal attention to customers, he was able to make his own discriminations and to form his own estimates of men—and these were generally correct. The result of this was, that he gradually attracted a class of dealers who were substantial men; and, in consequence, was little troubled with bad sales.

Up to this time, there had been but few changes in the external domestic arrangements of Mr. Watson. He had moved twice, and, each time, into a larger house. His increasing family made this necessary. But, while all was comfortable and even elegant in his dwelling, there was no display whatever.

One day, about this period, as Watson was walking with his father-in-law, they both paused to look at a handsome house that was going up in a fashionable part of Walnut street. By the side of it was a large building lot.

"I have about made up my mind to buy this lot," remarked Watson.

"You?" Mr. Johnson spoke in a tone of surprise.

"Yes. The price is ten thousand dollars. Rather high; but I like the location."

"What will you do with it?" inquired Mr. Johnson.

"Build upon it."

"As an investment?"

"No. I want a dwelling for myself."

"Indeed! I was not aware that you had any such intentions."

"Oh, yes. I have always intended to build a house so soon as I felt able to do it according to my own fancy."

Mr. Johnson felt a good deal surprised at this. No more was said, and the two men walked on.

"How's this? For sale!" said Mr. Johnson. They were opposite the elegant dwelling of Mr. Mortimer, upon which was posted a hand-bill setting forth that the property was for sale.

"So it seems," was Watson's quiet answer.

"Why should he sell out?" added Mr. Johnson. "Perhaps he is going to Europe to make a tour with his family," he suggested.

"It is more probable," said Watson, "that he has got to the end of his rope."

"What do you mean by that remark?"

"Is obliged to sell in order to save himself."

"Oh, no! Mortimer is rich."

"So it is said. But I never call a man rich whose paper is floating about by thousands on the street seeking purchasers at two per cent. a month."

Just then the carriage of Mortimer drove up to his door, and Mrs. Mortimer descended to the pavement and passed into the house. Her face was pale, and had a look of deep distress. It was several years since Mr. Johnson remembered to have seen her, and he was almost startled at the painful change which had taken place.

A little while afterwards he looked upon the cheerful, smiling face of his daughter Flora, and there arose in his heart, almost involuntarily, an emotion of thankfulness that she was not the wife of Mortimer. Could he have seen what passed a few hours afterwards, in the dwelling of the latter, he would have been more thankful than ever.

It was after eleven o'clock when Mortimer returned home that night. He had been away since morning. It was rarely that he dined with his family, but usually came home early in the evening. Since seven o'clock, the tea-table had been standing in the floor, awaiting his return. At eight o'clock, as he was still absent, supper was served to the children, who, soon after, retired for the night. It was after eleven o'clock as we have said, before Mortimer returned. His face was pale and haggard. He entered quietly, by means of his night-key, and went noiselessly up to his chamber. He found his wife lying across the bed, where, wearied with watching, she had thrown herself and fallen asleep. For a few moments he stood looking at her, with a face in which agony and affection were blended. Then he clasped his hands suddenly against his temples, and groaned aloud. That groan penetrated the ears of his sleeping wife, who started up with an exclamation of alarm, as her eyes saw the gesture and expression of her husband.

"Oh, Henry! what is the matter? Where have you been? Why do you look so?" she eagerly inquired.

Mortimer did not reply; but continued standing like a statue of despair.

"Henry! Henry!" cried his wife, springing towards him, and laying her hands upon his arm. "Dear husband! what is the matter?"

"Ruined! Ruined!" now came hoarsely from the lips of Mortimer, and, with another deep groan, he threw himself on a sofa, and wrung his hands in uncontrollable anguish.

"Oh, Henry! speak! What does this mean?" said his wife, the tears now gushing from her eyes. "Tell me what has happened."

But, "Ruined! Ruined!" was all the wretched man would say for a long time. At last, however, he made a few vague explanations, to the effect that he would be compelled to stop payment on the next day.

"I thought," said Mrs. Mortimer, "that the sale of this house was to afford you all the money you needed."

"It is not sold yet," was all his reply to this. He did not explain that it was under a heavy mortgage, and that, even if sold, the amount realized would be a trifle compared with his need on the following day. During the greater part of the night, Mortimer walked the floor of his chamber; and, for a portion of the time, his wife moved like a shadow by his side. But few words passed between them.

When the day broke, Mrs. Mortimer was lying on the bed, asleep. Tears were on her cheeks. In a crib, beside her, was a fair-haired child, two years old, breathing sweetly in his innocent slumber; and over this crib bent the husband and father. His face was now calm, but very pale, and its expression of sadness, as he gazed upon his sleeping child, was heart-touching. For many minutes he stood over the unconscious slumberer; then stooping down, he touched its forehead lightly with his lips, while a low sigh struggled up from his bosom. Turning, then, his eyes upon his wife, he gazed at her for some moments, with a sad, pitying look. He was bending to kiss her, when a movement, as if she were about to awaken, caused him to step back, and stand holding his breath, as if he feared the very sound would disturb her. She did not open her eyes, however, but turned over, with a low moan of suffering, and an indistinct murmur of his name.

Mortimer did not again approach the bed-side, but stepped noiselessly to the chamber door, and passed into the next room, where three children, who made up the full number of his household treasures, were buried in tranquil sleep. Long he did not linger here. A hurried glance was taken of each beloved face, and a kiss laid lightly upon the lips of each. Then he left the room, moving down the stairs with a step of fear. A moment or two more, and he was beyond the threshold of his dwelling.

When Mrs. Mortimer started up from unquiet slumber, as the first beams of the morning sun fell upon her face, she looked around, eagerly, for her husband. Not seeing him, she called his name. No answer was received, and she sprung from the bed. As she did so, a letter placed conspicuously on the bureau met her eyes. Eagerly breaking the seal, she read this brief sentence:

"Circumstances make it necessary for me to leave the city by the earliest conveyance. Say not a word of this to any one—not even to your father. My safety depends on your silence. I will write to you in a little while. May Heaven give you strength to bear the trials through which you are about to pass!"

But for the instant fear for her husband, which this communication brought into the mind of Mrs. Mortimer, the shock would have rendered her insensible. He was in danger, and upon her discretion depended his safety. This gave her strength for the moment. Her first act was to destroy the note. Next she strove to repress the wild throbbings of her heart, and to assume a calm exterior. Vain efforts! She was too weak for the trial; and who can wonder that she was?

Mr. Johnson was sitting in his store about half past three o'clock that afternoon, when a man came in and asked him for the payment of a note of five thousand dollars. He was a Notary.

"A protest!" exclaimed Mr. Johnson, in astonishment. "What does this mean?"

"I don't understand this," said he, after a moment or two. "I have no paper out for that amount falling due to-day. Let me see it?"