Benjamin Franklin; Self-Revealed, Volume 2 (of 2)

Benjamin began at Watts' as a pressman, but, after some weeks of service, he was transferred by the master to the composing-room. There a toll of five shillings for drink was demanded of him by the other compositors as the price of his admission to their society. At first he refused to pay it, as he had already paid a similar bienvenu in the press-room, and the master followed his refusal up by positively forbidding him to pay it; but after a few weeks of recusancy he learnt how despotic a thing an inveterate custom is. He was excommunicated for a while by all his fellow-workmen, and could not leave the composing-room for even the briefest time without having his sorts mixed or his pages transposed by the Chapel ghost, who was said to have a deep grudge against all imperfectly initiated compositors. Master or no master, he finally found himself forced to comply with the custom and to pay the exaction, convinced as he became of the folly of being on ill terms with those with whom one is bound to live continually. Erelong his offence was forgotten, and his influence firmly established among his fellow-compositors. It was prevailing enough to enable him to propose some reasonable changes in the Chapel laws, and to carry them through in the face of all opposition. At the same time, the example of temperance, set by him, induced a great part of his companions to give up their breakfast of beer, bread and cheese, and to supply themselves from a neighboring public-house with a large porringer of hot water-gruel, seasoned with butter and pepper, and crumbed with bread, for the price of a pint of beer, namely, three half-pence. This made a more comfortable as well as a cheaper breakfast, and one that left their heads clear besides. Those of Benjamin's fellow-workmen whom he could not reclaim fell into the habit of using his credit for the purpose of getting beer when their light at the alehouse, to use their own cant expression, was out. To protect himself, he stood by the pay-table on Saturday night, and collected enough from their wages to cover the sums for which he had made himself responsible, amounting sometimes to as much as thirty shillings a week. The loan of his credit in this way and his humor gave him an assured standing in the composing-room. On the other hand, his steadiness – for he never, he says, made a St. Monday – recommended him to the favor of his master; and his uncommon quickness in composing enabled him to secure the higher compensation which was paid for what would now be termed "rush work." His situation was at this time very agreeable and his mind became intently fixed upon saving as much of his wages as he could.

Finding that his lodgings in Little Britain were rather remote from his work, he obtained others in Duke Street, opposite the Romish Chapel, with a widow, who had been bred a Protestant, but had been converted to Catholicism by her husband, whose memory she deeply revered. It is a pleasing face that looks out at us from the portrait painted of her by Franklin in the Autobiography. She

had lived much among people of distinction, and knew a thousand anecdotes of them as far back as the time of Charles the Second. She was lame in her knees with the gout, and, therefore, seldom stirred out of her room, so sometimes wanted company; and hers was so highly amusing to me, that I was sure to spend an evening with her whenever she desired it. Our supper was only half an anchovy each, on a very little strip of bread and butter, and half a pint of ale between us; but the entertainment was in her conversation. My always keeping good hours, and giving little trouble in the family, made her unwilling to part with me; so that, when I talk'd of a lodging I had heard of, nearer my business, for two shillings a week, which, intent as I now was on saving money, made some difference, she bid me not think of it, for she would abate me two shillings a week for the future, so I remained with her at one shilling and six pence as long as I staid in London.

It was in the garret of this house that the nun mentioned by us in connection with the religious opinions of Franklin passed her secluded life.

It was while he resided here that Wygate, a fellow-printer, made a proposal to him that, if accepted, might have given a different direction to his career. Drawn to Benjamin, who had taught him how to swim, by common intellectual tastes, and by the admiration excited in him by Benjamin's vigor and agility as a swimmer, he suggested to the latter that they should travel all over Europe together, and support themselves as they went by the exercise of their handicraft. Benjamin was disposed to adopt the suggestion, but, when he mentioned it to his friend, Mr. Denham, upon whom he was in the habit of calling, the latter disapproved of it, and advised him to dismiss every thought from his mind except that of returning to Pennsylvania, which he was about to do himself. Nay more, he told Benjamin that he expected to take over a large amount of merchandise with him, and to open a store in Philadelphia; and he offered to employ Benjamin as his clerk to keep his books, when the latter had acquired a sufficient knowledge of bookkeeping under his instruction, copy his letters, and attend to the store. In addition, he promised that, as soon as Benjamin should have the requisite experience, he would promote him by sending him with a cargo of bread-stuffs to the West Indies, and would, moreover, procure profitable commissions for him from others, and, if Benjamin made a success of these opportunities, establish him in life handsomely. The proposal was accepted by Benjamin. He was tired of London, remembered with pleasure the happy months spent by him in Pennsylvania, and was desirous of seeing it again. He agreed, therefore, at once, to become Mr. Denham's clerk at an annual salary of fifty pounds, Pennsylvania money. This was less than he was earning at the time as a compositor, but Mr. Denham's offer held out the prospect of a better future on the whole to him.

After entering into this agreement, Benjamin supposed that he was done with printing forever. During the interval preceding the departure of Mr. Denham and himself for America, he went about with his employer, when he was purchasing goods, saw that the goods were packed properly for shipment, and performed other helpful offices. After the stock of goods had been all safely stored on shipboard, he was, to his surprise, sent for by Sir William Wyndham, who had heard of his swimming exploits, and who offered to pay him generously, if he would teach his two sons, who were about to travel, how to swim; but the two youths had not yet come to town, and Benjamin did not know just when he would sail; so he was compelled to decline the invitation. The offer of Sir William, however, made him feel that he might earn a good deal of money, were he to remain in England and open a swimming school, and the reflection forced itself upon his attention so strongly that he tells us in the Autobiography that, if Sir William had approached him earlier, he would probably not have returned to America so soon.

He left Gravesend for Philadelphia on July 23, 1726, after having been in London for about eighteen months. During the greater part of this time, he had worked hard, and spent but little money upon himself except in seeing plays and for books. It was Ralph who had kept him straitened by borrowing sums from him amounting in the whole to about twenty-seven pounds. "I had by no means improv'd my fortune," Franklin tells us in the Autobiography, "but I had picked up some very ingenious acquaintance, whose conversation was of great advantage to me; and I had read considerably."[7 - In his edition of Franklin's works, vol. x., p. 154, Smyth says of him, when he was in London in his youth, "His nights were spent in cynical criticism of religion or in the company of dissolute women." It is likely enough that the religious skepticism of Franklin at this time found expression in his conversation as well as in his Dissertation on Liberty and Necessity, though there is no evidence to justify the extreme statement that his nights were spent in irreligious talk. His days, we do know, were partly spent in listening to London preachers. He may have had good reason, too, to utter a peccavi in other sexual relations than those that he so disastrously attempted to sustain to Ralph's mistress; but of this there is no evidence whatever.]

After a long voyage, he was again in Philadelphia, and Keith was now a private citizen. When Benjamin met him on the street, he showed a little shame at the sight of his dupe, but he passed on without saying anything. Keimer seemed to have a flourishing business. He had moved into a better house, and had a shop well supplied with stationery, plenty of type, and a number of hands, though none of them were efficient.

Mr. Denham opened a store in Water Street, and the merchandise brought over with him was placed in it. Benjamin gave his diligent attention to the business, studied accounts, and was in a little while an expert salesman. But then came one of those sudden strokes of misfortune, which remind us on what perfidious foundations all human hopes rest. Beginning with his relations to Mr. Denham, Franklin narrates the circumstances in these words:

We lodg'd and boarded together; he counsell'd me as a father, having a sincere regard for me. I respected and loved him, and we might have gone on together very happy, but, in the beginning of February, 1726/7, when I had just pass'd my twenty-first year, we both were taken ill. My distemper was a pleurisy, which very nearly carried me off. I suffered a good deal, gave up the point in my own mind, and was rather disappointed when I found myself recovering, regretting, in some degree, that I must now, some time or other, have all that disagreeable work to do over again. I forget what his distemper was; it held him a long time, and at length carried him off. He left me a small legacy in a nuncupative will, as a token of his kindness for me, and he left me once more to the wide world; for the store was taken into the care of his executors, and my employment under him ended.

Franklin did have all that disagreeable work to do over again, for it was of a pleuritic abscess that he died in the end. Of Mr. Denham we cannot take our leave without drawing upon the Autobiography for an incident which shows that he was one of the many good men whose friendship was given so generously to Franklin. He was at one time a merchant at Bristol, and failed in business. After compounding with his numerous creditors, he migrated to America where he made a fortune in a few years. While he was in England with Benjamin, he invited his former creditors to an entertainment, and, when they were all seated, thanked them for the easy terms on which they had compromised their claims against him. Duly thanked, they supposed that there was nothing in store for them but the ordinary hospitality of such an occasion, but, when each turned his plate over, he found under it an order upon a banker for the full amount, with interest, of the unpaid balance of the debt that he had released.

At the time of Mr. Denham's death, Franklin had only recently arrived at the age of twenty-one. Holmes, his brother-in-law, now urged him to return to his trade, and Keimer offered him a liberal yearly wage to take charge of his printing-office, so that he himself might have more time for his stationery business. Franklin had heard a bad character of Keimer in London from Keimer's wife and her friends, and he was reluctant to have anything more to do with him; so much so that he endeavored to secure employment as a merchant's clerk, but, being unable to do so, he closed with Keimer.

I found in his house [says the Autobiography] these hands: Hugh Meredith, a Welsh Pennsilvanian, thirty years of age, bred to country work; honest, sensible, had a great deal of solid observation, was something of a reader, but given to drink. Stephen Potts, a young countryman of full age, bred to the same, of uncommon natural parts, and great wit and humour, but a little idle. These he had agreed with at extream low wages per week, to be rais'd a shilling every three months, as they would deserve by improving in their business; and the expectation of these high wages, to come on hereafter, was what he had drawn them in with. Meredith was to work at press, Potts at book-binding, which he, by agreement, was to teach them, though he knew neither one nor t'other. John, – a wild Irishman, brought up to no business, whose service, for four years, Keimer had purchased from the captain of a ship; he, too, was to be made a pressman. George Webb, an Oxford scholar, whose time for four years he had likewise bought, intending him for a compositor, of whom more presently; and David Harry, a country boy, whom he had taken apprentice.

George Webb is later described by Franklin as being lively, witty, good-natured and a pleasant companion, but idle, thoughtless, and imprudent to the last degree. While a student at Oxford, he had become possessed with the desire to see London and be a player. Yielding to this impulse, he walked outside of Oxford, hid his gown in a furze bush, and strode on to London where he fell into bad company, spent all his money, pawned his clothes and lacked bread; having failed to secure an opening as a player. While in this situation, he was induced by his necessities to bind himself to go over to America as an indentured servant, and this he did without ever writing a line to his friends to let them know what had become of him. John, the Irishman, soon absconded. With the rest of Keimer's awkward squad, Franklin quickly formed very agreeable relations, all the more so because they had found Keimer incapable of teaching them, but now found that Franklin taught them something daily. By Keimer, too, Franklin was for a time treated with great civility and apparent regard. The selfish reasons for such treatment were patent enough.

Our printing-house [declares the Autobiography] often wanted sorts, and there was no letter-founder in America; I had seen types cast at James's in London, but without much attention to the manner; however, I now contrived a mould, made use of the letters we had as puncheons, struck the matrices in lead, and thus supply'd in a pretty tolerable way all deficiencies. I also engrav'd several things on occasion; I made the ink; I was warehousman, and everything, and, in short, quite a fac-totum.

Keimer was simply using Franklin to lick his rough cubs into shape. The value of Franklin's services declined every day as his other hands became more efficient, and, when he paid him his wages for the second quarter, he let him know that he thought that he should submit to a reduction. By degrees, he grew less civil, assumed a more imperious air, became fault-finding and captious, and seemed ready for an outbreak. Nevertheless, Franklin preserved his patience, thinking that Keimer's demeanor was partly due to his embarrassed circumstances. But a very small spark was enough to produce an explosion. Startled one day by a loud noise near the court-house, Franklin put his head out of the window of the printing-office to see what was the matter. Just then, Keimer, who was in the street, looked up and saw him, and called out to him in vociferous and angry tones to mind his business, adding some reproachful words that nettled Franklin the more because they were heard by the whole neighborhood. Keimer made things still worse by coming up into the printing-office and continuing his rebuke. High words passed between the two, and Keimer gave Franklin the quarter's notice to quit, to which he was entitled, saying as he did it that he wished he could give him a shorter one. Franklin replied that the wish was unnecessary, and, taking up his hat, walked out of doors, requesting Meredith, as he left, to take care of some of his things that remained behind him, and to bring them to his lodgings. This Meredith, who had a great regard for Franklin, and regretted very much the thought of being in the printing-office without him, did the evening of the same day, and he availed himself of the opportunity to dissuade Franklin from returning to New England. Keimer, he said, was in debt for all that he possessed, his creditors were beginning to be uneasy, and he managed his shop wretchedly, often selling without profit for ready money, and frequently giving credit without keeping an account. He must, therefore, fail, which would make an opening for Franklin. To this reasoning Franklin objected his want of means. Meredith then informed him that his father had a high opinion of him, and, from some things, that his father had said to him, he was sure that, if Franklin would enter into a partnership with him, the elder Meredith would advance enough money to set them going in business. His time with Keimer, he further said, would be out in the spring. Before then, they might procure their press and type from London. "I am sensible," added Meredith, "I am no workman; if you like it, your skill in the business shall be set against the stock I furnish, and we will share the profits equally."

Franklin acceded to the proposal, and Meredith's father ratified it all the more willingly as he saw that Franklin had a great deal of influence with his son, had prevailed on him to abstain from dram-drinking for long periods of time, and might be able to induce him to give up the miserable habit entirely when they came to form the close relations of partners with each other. An inventory of what was needed for the business was accordingly given to the father; an order for it was placed by him in the hands of a merchant; and the things were sent for. Until they arrived, the partnership was to be kept secret, and Franklin was to seek employment from Bradford. Bradford, however, was not in need of a hand, and for some days Franklin was condemned to idleness. But opportunely enough the chance presented itself to Keimer just at this time of being employed to print some paper money for the Province of New Jersey which would require cuts and type that nobody but Franklin was clever enough to execute or make. Fearing that Bradford might employ him, and secure the work, Keimer sent Franklin word that old friends should not be estranged by a few passionate words, and that he hoped Franklin would return to him. Influenced by the desire of Meredith to derive still further benefit from his instruction, Franklin did return to Keimer, and entered upon relations with him that proved more satisfactory than any that he had had with him for some time past. Keimer secured the New Jersey contract.

The New Jersey jobb was obtain'd [the Autobiography states], I contriv'd a copperplate press for it, the first that had been seen in the country; I cut several ornaments and checks for the bills. We went together to Burlington, where I executed the whole to satisfaction; and he received so large a sum for the work as to be enabled thereby to keep his head much longer above water.

One of the attractive things about the youth of Franklin is the extent to which his love of reading and intellectual superiority gave him a standing with distinguished or prominent men much older than himself. In the case of Sir William Keith, the standing produced nothing but deception and disappointment, but, in the case of Cotton Mather, it supplied Franklin with one of those moral lessons for which his mind had such an eager appetency.

The last time I saw your father [he wrote late in life to Samuel Mather, the son of Cotton] was in the beginning of 1724, when I visited him after my first trip to Pennsylvania. He received me in his library, and on my taking leave showed me a shorter way out of the house through a narrow passage, which was crossed by a beam overhead. We were still talking as I withdrew, he accompanying me behind, and I turning partly toward him, when he said hastily, Stoop, stoop! I did not understand him, till I felt my head hit against the beam. He was a man that never missed any occasion of giving instruction, and upon this he said to me, "You are young, and have the world before you; STOOP as you go through it, and you will miss many hard thumps." This advice, thus beat into my head, has frequently been of use to me; and I often think of it, when I see pride mortified, and misfortune brought upon people by their carrying their heads too high.

Gov. William Burnet, of New York, the son of the famous English Bishop of that name, was another conspicuous personage to whose friendly notice the youth was brought. Shortly after the apt admonition of Cotton Mather, when Franklin was on his return to Philadelphia, the Governor heard from the captain of the vessel, by which Franklin had been conveyed to New York, that a young man, one of his passengers, had a great many books with him, and asked the captain to bring this young man to see him. The Governor loved books and lovers of books.

I waited upon him accordingly [says Franklin] and should have taken Collins with me but that he was not sober. The gov'r. treated me with great civility, show'd me his library, which was a very large one, and we had a good deal of conversation about books and authors. This was the second governor who had done me the honour to take notice of me; which, to a poor boy like me, was very pleasing.

The happy consequences to Ralph and himself of the respect, shown him by Col. French at New Castle, and the lasting sense of gratitude that he soon afterwards excited in Andrew Hamilton have just been mentioned. This capacity for arresting the attention of men of years and influence now made its mark in New Jersey. Some of the principal men of the province were appointed by the Assembly to oversee the working of Keimer's press, and to take care that no more bills were printed than were authorized by law. They discharged this duty by turns, and usually each one, when he came, brought a friend or so with him for company. In this way, Franklin was introduced to a considerable group of persons who invited him to their houses, introduced him to their friends, and showed him much attention. Keimer, on the other hand, perhaps, Franklin surmises, because his mind had not been so much improved by reading as his, was a little neglected, though the master. The explanation given by Franklin for this neglect would seem a rather inadequate one when we recollect that in the same context he sums up the character of Keimer in these trenchant words: "In truth, he was an odd fish; ignorant of common life, fond of rudely opposing receiv'd opinions, slovenly to extream dirtiness, enthusiastic in some points of religion, and a little knavish withal." Like St. Sebastian, poor Keimer will never be drawn without that arrow in his side.

For three months Franklin remained at Burlington, making printer's ink money. At the end of that time, he could reckon among his friends Judge Allen, Samuel Bustill, the Secretary of the Province, Isaac Pearson, Joseph Cooper, and several of the Smiths, members of the Assembly, and Isaac Decow, the surveyor-general.

The latter [he says] was a shrewd, sagacious old man, who told me that he began for himself, when young, by wheeling clay, for the brickmakers, learned to write after he was of age, carri'd the chain for surveyors, who taught him surveying and he had now by his industry, acquir'd a good estate; and says he, "I foresee that you will soon work this man out of his business, and make a fortune in it at Philadelphia." He had not then the least intimation of my intention to set up there or anywhere. These friends were afterwards of great use to me, as I occasionally was to some of them. They all continued their regard for me as long as they lived.

Shortly after the completion of the New Jersey contract, the new type, which had been ordered for Franklin and Meredith from London, arrived at Philadelphia. With Keimer's consent, the two friends left him before he knew of its arrival. They rented a house near the market, and, to reduce the rent of twenty-four pounds a year, they sublet a part of it to Thomas Godfrey, who was to board them. They had scarcely made ready for business when George House, an acquaintance of Franklin, brought to them a countryman who had inquired of him on the street where he could find a printer. By this countryman the firm was paid for the work that he gave them the sum of five shillings, and this sum, Franklin declares in the Autobiography, being their first fruits, and coming in at a time when they had expended all their available cash in preparing for business, awakened more pleasure in him than any crown that he had ever since earned, and, besides, made him prompter than he, perhaps, would otherwise have been to help beginners. Whether there were any "boomers," to use the cant term of to-day, in Philadelphia at that time the Autobiography does not tell us, but there was, to use another cant term of to-day, at least one "knocker."

There are croakers in every country [says Franklin in the Autobiography] always boding its ruin. Such a one then lived in Philadelphia: a person of note, an elderly man, with a wise look and a very grave manner of speaking; his name was Samuel Mickle. This gentleman, a stranger to me, stopt one day at my door, and asked me if I was the young man who had lately opened a new printing-house. Being answered in the affirmative, he said he was sorry for me, because it was an expensive undertaking, and the expense would be lost; for Philadelphia was a sinking place, the people already half bankrupts, or near being so; all appearances to the contrary, such as new buildings and the rise of rents, being to his certain knowledge fallacious, for they were, in fact, among the things that would soon ruin us. And he gave me such a detail of misfortunes now existing, or that were soon to exist, that he left me half melancholy. Had I known him before I engaged in this business, probably I never should have done it. This man continued to live in this decaying place, and to declaim in the same strain, refusing for many years to buy a house there, because all was going to destruction; and at last I had the pleasure of seeing him give five times as much for one as he might have bought it for when he first began his croaking.

The outlook of Franklin was a cheerful, optimistic one, and he had no sympathy with pessimists of any sort. Even his civic interests came back to him in personal profit, since, aside from its public aims, the Junto was a most useful aid to the business of Franklin and Meredith. All its members made a point of soliciting patronage for the new printing firm. Breintnal, for instance, obtained for it the privilege of printing forty sheets of the history which the Quakers published of their sect; the rest having gone to Keimer. The price was low, and the job cost Franklin and Meredith much hard labor. The work, Franklin tells us, with the fond minuteness with which a man is disposed to dwell upon the events of his early life, was a folio, of pro patria size, and in pica, with long primer notes. Franklin composed it at the rate of a sheet a day, and Meredith ran off what was composed at the press. It was often eleven at night and later, when Franklin had completed his distribution for the work of the next day, for now and then he was set back by other business calls. So resolved, however, was he never to default on his sheet a day that one night, when one of his forms was accidentally broken up, and two pages of his work reduced to pi, he immediately distributed and composed it over again before he went to bed, though he had supposed, when the accident occurred, that a hard day's task had ended. This industry brought the firm into favorable notice, and especially was Franklin gratified by what Dr. Baird had to say about it. When the new printing-office was mentioned at the Merchants' Every Night Club, and the opinion was generally expressed that three printing-offices could not be maintained in Philadelphia, he took issue with this view; "For the industry of that Franklin," he said, "is superior to anything I ever saw of the kind; I see him still at work when I go home from club, and he is at work again before his neighbors are out of bed." This statement led one of the persons who heard it to offer to furnish the new firm with stationery; but it was not yet ready to open a stationery shop.

About this time, George Webb, who had bought his time of Keimer, with the aid of one of his female friends, solicited from the firm employment as a journeyman. Its situation was not such as to warrant his employment, but Franklin indiscreetly let him know as a secret that he expected to establish a newspaper soon; when he might have work for him. Bradford's newspaper, The American Mercury, he told Webb, was a paltry thing, stupid and wretchedly managed, and yet was profitable. "Three can keep a Secret if two are dead," is a saying of Poor Richard. It would have been well if Franklin on this occasion had been mindful of the wisdom in which it was conceived. He requested Webb not to mention what he said; but, as is often true under such circumstances, it would have been more prudent for him to have asked him to mention it. Webb did tell Keimer, and he immediately published the prospectus of a newspaper on which Webb was to be employed. This was resented by Franklin, and, to counteract the scheme, he and his friend Breintnal wrote some clever little essays for Bradford's newspaper under the title of the "Busy Body." In that dull sheet, they were, to borrow Shakespeare's image, like bright metal on sullen ground. Public attention was fixed upon them, and Keimer's prospectus was overlooked. He founded his newspaper nevertheless, and conducted it for nine months under the prolix name of the Universal Instructor in all Arts and Sciences and Pennsylvania Gazette. It never had, at any time, more than ninety subscribers, and, at the end of the nine months, in 1729, Franklin, who had for some time had his arms extended to catch it when it fell, bought it at a trifling price. Under his ownership, the cumbrous name of the paper was cut down simply to that of the Pennsylvania Gazette, and the absurd plan formed by Keimer of publishing an instalment of Chambers' Universal Dictionary of all the Arts and Sciences in every issue was abandoned for a strain of original comment and unctuous humor which made the Gazette in popularity second only to Poor Richard's Almanac. Under Franklin's hands, the paper assumed from the beginning a better typographical appearance than any previously known to the Province, and some spirited observations by him on a controversy between Governor Burnet and the Massachusetts Assembly, which called into play his aversion to political tyranny, aroused so much public attention that all the leading citizens of the Province became subscribers. Many other subscribers followed in their train, and the subscriptions went on continually increasing until in a few years, to quote Franklin's own words, the Gazette proved extremely profitable to him.

This was one of the first good effects of my having learnt a little to scribble [he tells us], another was that the leading men, seeing a newspaper now in the hands of one who could also handle a pen, thought it convenient to oblige and encourage me. Bradford still printed the Votes and laws, and other publick business. He had printed an address of the House to the Governor, in a coarse, blundering manner; we reprinted it elegantly and correctly, and sent one to every member. They were sensible of the difference: it strengthened the hands of our friends in the House, and they voted us their printers for the year ensuing.

Among these friends, was the grateful Andrew Hamilton.

The young printer had pushed himself forward successfully enough to make his competition keenly felt by both Keimer and Bradford. But now unexpectedly, when all the omens were so fair, he found himself on the brink of ruin. For some time past, he had faithfully observed his obligations to Meredith, though his friends lamented his connection with him. Meredith was no compositor, and but a poor pressman, and, if he had been the best compositor or pressman in the world, he would have been a poor partner, for he was seldom sober. While Franklin was bearing him along on his back as well as he could, Meredith's father found himself unable to advance for the firm the second instalment of one hundred pounds, necessary to complete the payment for its printing outfit. The result was that the merchant, who had sold it to the firm, grew impatient, and sued them all. They gave bail, but realized that, if the money could not be raised in time, judgment and execution would follow, and that the outfit would be sold at half price. Then it was, to recall the simple and affecting words of Franklin himself in the Autobiography, that two true friends, William Coleman and Robert Grace, whose kindness he had never forgotten, and never would forget, while he could remember anything, came to him separately, unknown to each other, and, without any application from him, each offered to advance to him all the money that should be necessary to enable him to acquire the whole business of the firm, if that should be practicable.[8 - The ineffaceable impression of gratitude left upon the mind of Franklin by the timely assistance of these two dear friends was again expressed in the Codicil to his Will executed in 1789. In it he speaks of himself as "assisted to set up" his business in Philadelphia by kind loans of money from two friends there, which was the foundation, he said, of his fortune and of all the utility in life that might be ascribed to him.] They did not like the idea of his continuing to be a partner of Meredith, who, they said, was often seen drunk in the streets, and playing at low games in alehouses to the discredit of the firm. Distressing, however, as his situation was, Franklin appears to have acted with a high-minded regard to the proprieties of the occasion. He told Coleman and Grace that, so long as there was any prospect that the Merediths might live up to their agreement, he was under too great obligations to them for what they had done, and would do, if they could, to suggest a dissolution of the partnership, but that, if they finally defaulted in the performance of their part of the agreement, and the partnership was dissolved, he would feel at liberty to accept the assistance of his friends.

But he was astute as well as conscientious. After the matter had rested in this position for some time, he said to Meredith:

Perhaps your father is dissatisfied at the part you have undertaken in this affair of ours, and is unwilling to advance for you and me what he would for you alone. If that is the case, tell me, and I will resign the whole to you, and go about my business.

No, said he, my father has really been disappointed, and is really unable; and I am unwilling to distress him farther. I see this is a business I am not fit for. I was bred a farmer, and it was a folly in me to come to town, and put myself, at thirty years of age, an apprentice to learn a new trade. Many of our Welsh people are going to settle in North Carolina, where land is cheap. I am inclin'd to go with them, and follow my old employment. You may find friends to assist you. If you will take the debts of the company upon you; return to my father the hundred pound he has advanced; pay my little personal debts, and give me thirty pounds and a new saddle, I will relinquish the partnership, and leave the whole in your hands.

Franklin agreed to this proposal. It was made the basis of a contract which was immediately signed and sealed. Meredith received the thirty pounds and the saddle, and soon afterwards went off to North Carolina, whence he sent to Franklin the next year two long letters containing the best account of the climate, soil, husbandry and other features of that Province that had been given up to that time. "For in those matters," adds Franklin, with his usual generosity, "he was very judicious. I printed them in the papers, and they gave great satisfaction to the publick."

After the departure of Meredith for North Carolina, Franklin turned to the two friends who had proffered their help. He accepted from each of them, because he would not give an unkind preference to either, one half of the money he needed, paid off the debts of the partnership, advertised its dissolution and went on with the business in his own name. This was on July 14, 1730.

Seasonably for him, there was a loud cry among the people at this time for a more abundant issue of paper money. The wealthier members of the community were all against the proposition. They feared that an addition to the existing paper circulation would depreciate, as it had done in New York, and that the debts due to them would be discharged by payment in a medium worth less than its nominal value. The question was discussed by the Junto, and Franklin argued in favor of the issue; being persuaded that the prosperity of the Province had been very much promoted by a small previous issue of paper money in 1723. He remembered, he says in the Autobiography, that, when he first walked about the streets of Philadelphia, eating his roll, most of the houses on Walnut Street, between Second and Front Streets, and many besides, on Chestnut and other streets, were placarded, "To be let"; which made him feel as if the inhabitants of Philadelphia were deserting the town one after the other; whereas at the time of this discussion all the old houses were occupied, and many new ones were in process of construction. Not content with presenting his views on the subject to the Junto, he wrote an anonymous pamphlet on it entitled The Nature and Necessity of a Paper Currency. This pamphlet was well received by the common people, he tells us, but met with the disfavor of the rich, because it swelled the clamor for more money. Their opposition, however, for lack of writers, competent to refute its reasoning, languished, and the issue was authorized by the Assembly. Franklin's friends in the house rewarded him for his part in the controversy over it by employing him to print the money. "A very profitable jobb and a great help to me," remarks Franklin complacently in the Autobiography, and he adds, "This was another advantage gain'd by my being able to write."

Through the influence of his friend Hamilton, he likewise secured the contract for printing the paper money, issued by the Three Lower Counties on the Delaware. "Another profitable jobb as I then thought it," he says, "small things appearing great to those in small circumstances." Hamilton also procured for him the privilege of printing the laws and legislative proceedings of the Three Lower Counties, and he retained it as long as he remained in the printing business. Now, for the first time, he felt that his position was assured enough for him to open up a small stationery shop, where he sold blanks of all sorts, paper, parchment, chapmen's books and other such wares. The blanks he believed to be "the correctest that ever appear'd among us, being assisted in that by my friend Breintnal." The demands on his printing-office, too, increased to such a degree that he employed a compositor, one Whitemarsh, an excellent workman, whom he had known in London, and undertook the care of an apprentice, a son of the ever-to-be-lamented Aquila Rose. Soon he was prospering to such an extent that he could begin to pay off the debt that he owed on his printing outfit. These are the words in which he himself described his situation at this time:

In order to secure my credit and character as a tradesman, I took care not only to be in reality industrious and frugal, but to avoid all appearances to the contrary. I drest plainly; I was seen at no places of idle diversion. I never went out a fishing or shooting; a book, indeed, sometimes debauch'd me from my work, but that was seldom, snug, and gave no scandal; and, to show that I was not above my business, I sometimes brought home the paper I purchas'd at the stores thro' the streets on a wheel-barrow. Thus being esteem'd an industrious, thriving young man, and paying duly for what I bought, the merchants who imported stationery solicited my custom; others proposed supplying me with books, and I went on swimmingly. In the meantime, Keimer's credit and business declining daily, he was at last forc'd to sell his printing-house to satisfy his creditors. He went to Barbadoes, and there lived some years in very poor circumstances.

For some time before Keimer went off to Barbadoes, he had been in the condition of an unsound tree, which still stands but with a dry rot at its heart momentarily presaging its fall. As far back as Issue No. 27 of The Universal Instructor in all Arts and Sciences, and Pennsylvania Gazette, he had found it necessary to explain a week's delay in the publication of that issue by stating to the public that he had been awakened, when fast asleep in bed, about eleven at night, over-tired with the labor of the day, and taken away from his dwelling by a writ and summons; it being basely and confidently given out that he was that very night about to run away, though there was not the least color or ground for such a vile report. He was, he further declared, "the shuttlecock of fortune … the very but for villany to shoot at, or the continued mark for slander and her imps to spit their venom upon." It was remarkable, he thought, that

a person of strict sincerity, refin'd justice, and universal love to the whole creation, should for a series of near twenty years, be the constant but of slander, as to be three times ruin'd as a master-printer, to be nine times in prison, one of which was six years together, and often reduc'd to the most wretched circumstances, hunted as a partridge upon the mountains, and persecuted with the most abominable lies the devil himself could invent or malice utter.

It was but the old story of the man, who is dizzy, thinking that the whole world is spinning around.

David Harry, Keimer's former apprentice, had also opened a printing-office in Philadelphia. When his enterprise was in its inception, Franklin regarded his rivalry with much uneasiness on account of his influential connections. He accordingly proposed a partnership to him, a proposal which, fortunately for the former, was disdainfully refused. "He was very proud," says Franklin, "dress'd like a gentleman, liv'd expensively, took much diversion and pleasure abroad, ran in debt, and neglected his business; upon which, all business left him." The result was that Harry had to follow Keimer to Barbadoes, taking his printing outfit with him. Here the former apprentice employed the former master as a journeyman; they frequently quarrelled with each other; Harry steadily fell behind, and was compelled to sell his type, and to return to his country work in Pennsylvania. The purchaser of the outfit employed Keimer to operate it, but, in a few years more, Keimer was transported by death out of the world, which for a considerable part of his life he had seen only through the gratings of a jail.

The departure of Harry left Franklin without any competitor except his old one, Bradford, who was too rich and easy-going to actively push for business. But, in one respect, Bradford was a formidable rival. He was the Postmaster at Philadelphia, and his newspaper flourished at the expense of the Gazette upon the public impression that his connection with the Post-office gave him facilities for gathering news and for circulating advertisements that Franklin did not enjoy.

To this period belong Franklin's treaty for a wife with enough means to discharge the balance of one hundred pounds still due on his printing outfit, and his final recoil to Deborah whose industry and frugality were far more than the pecuniary equivalent of one hundred pounds. After his marriage, he was, if anything, even more industrious than before, and this is what he has to say about his habits and employments during the period that immediately followed that event:

Reading was the only amusement I allow'd myself. I spent no time in taverns, games, or frolicks of any kind; and my industry in my business continu'd as indefatigable as it was necessary. I was indebted for my printing-house; I had a young family coming on to be educated, and I had to contend with for business two printers, who were established in the place before me. My circumstances, however, grew daily easier. My original habits of frugality continuing, and my father having among his instructions to me when a boy, frequently repeated a proverb of Solomon, "Seest thou a man diligent in his calling, he shall stand before kings, he shall not stand before mean men," I from thence considered industry as a means of obtaining wealth and distinction, which encourag'd me, tho' I did not think that I should ever literally stand before kings, which, however, has since happened; for I have stood before five, and even had the honour of sitting down with one, the King of Denmark, to dinner.

Another passage in the Autobiography tells us just what degree of frugality Franklin and Deborah practiced at this stage of his business career.

We kept no idle servants [he says], our table was plain and simple, our furniture of the cheapest. For instance, my breakfast was a long time bread and milk (no tea), and I ate it out of a twopenny earthen porringer, with a pewter spoon. But mark how luxury will enter families, and make a progress, in spite of principle: being call'd one morning to breakfast, I found it in a China bowl, with a spoon of silver! They had been bought for me without my knowledge by my wife, and had cost her the enormous sum of three-and-twenty shillings, for which she had no other excuse or apology to make, but that she thought her husband deserv'd a silver spoon and China bowl as well as any of his neighbors. This was the first appearance of plate and China in our house, which afterward, in a course of years, as our wealth increased, augmented gradually to several hundred pounds in value.

In 1732 was first published, at fivepence a copy, Franklin's famous almanac known as Poor Richard's Almanac, which for twenty-five years warmed the homes of Pennsylvania with the ruddy glow of its wit, humor and wisdom. His endeavor in conducting it he tells us was to make it both entertaining and useful, and he was so successful that he reaped considerable profit from the nearly ten thousand copies of it that he annually sold. Hundreds of the inhabitants of Pennsylvania, who read nothing else, read the Almanac. Its infectious humor, its coarse pleasantry, its proverbs and sayings so much wiser than the wisdom, and so much wittier than the wit of any single individual, made the name of Franklin a common household word from one end of Pennsylvania to another, and, when finally strained off into Father Abraham's speech, established his reputation as a kindly humorist and moral teacher throughout the world.