Tidings of Joy

“You could use it to pay off some of these bills and consolidate them into one payment. That’ll be easier for you to keep track of rather than these seven different places.” He waved his hand over the pile.

“That might work.”

Chance wrote down some numbers. “I think you could comfortably handle this much a month in a payment.”

“Only as long as I have a tenant for the apartment.”

He looked up from the paper he was figuring on. “Since I’ve taken a job with Blackburn Industries, I’ll be here for a while.”

Why had that simple declaration sent her heart racing as though she had just finished running alongside him earlier this afternoon? “It’s gonna be more than a while until I can pay this off.”

“You can always declare bankruptcy.”

“No! Never! I’ll pay my debts even if it takes me years.” The memory of her father skipping out on her mother and her when she was a little girl materialized in her mind. The gambling debts he’d left behind had been overwhelming until her mother had nearly collapsed under their weight. But it had been a matter of pride to her mother that she didn’t declare bankruptcy, sometimes the only thing that had kept her going.

“Then a second mortgage is the best way to go. I’ve written down a budget that should help you stay on track.” He slid the paper across the table to her.

She picked it up and studied it. One large, long-term debt versus many smaller ones. She liked the idea. “I can check into it at the bank on Monday. This way I can finish paying the law—” She pressed her lips shut, wanting to snatch her last sentence back. She slanted a look at Chance to see his reaction.

He calmly stacked the sheets into a nice pile as though she hadn’t spoken. “Legal fees can be staggering.”

When she didn’t get the question about what kind of legal fees, she relaxed back in the chair, inhaling several, calming breaths. “I can also pay a lot of the hospital bill, too. Of course, it’ll depend on how much I can get as a second mortgage. I wish I was better with money.” She leaned toward him and got a whiff of the soap he must have used when taking a shower. She thought of a green hillside in the spring and for a second forgot what she was going to say.

His gaze connected with hers. The beating of her heart echoed in her ears as she became lost in the sky blue of his eyes.

One corner of his mouth quirked up. “How long have you been a teller?”

“Almost two years. Don’t tell the bank manager what I said about handling money. It can be our little secret.”

“My lips are sealed.”

A twinkle danced in his eyes, and she lowered her regard to those lips he mentioned. All she could focus on was the way they curved slightly at the end in that smile she had decided was lethal.

She slid her gaze away and took the stack of papers, then stuffed them into the manila envelopes she kept them in. Her hands shook, and she nearly dropped all of them. She scooted her chair back. The scraping sound across the tile echoed through the kitchen. After she rose, she walked to the desk by the phone and crammed them in the top drawer.

“There. Out of sight, out of mind, at least for the rest of the evening.”

“Money worries can be very hard on a person.”

“You speak as though you’ve had firsthand knowledge.” She lounged back on the desk with her hands digging into the wooden edge and braced herself for him to either ignore her or shut the topic down.

He stared out the window that afforded him a view of Crystal on the deck with her service dog. “I’ve helped many clients in the past come up with a plan to get out of debt. Some make it. Others don’t.”

There was more to it than that, but his evasive look alerted her to the fact she wouldn’t get an answer from him until he was ready. Had he been like one of those clients, in debt, struggling to make ends meet? For some reason she didn’t think that was it, even though he had few possessions that she knew of and he had arrived in town on a bus.

Tanya pushed herself away from the desk. “I intend to be one of your success stories.”

“Good.” He stood. “I’d better go. It’s getting late.” His glance strayed again to the window that overlooked the deck. “Is something wrong with Crystal? She hardly said two words tonight.”

“You know how moody teenage girls can be. She’s upset with me and even ate her dinner in her room before going outside on the deck.”

“Yes, I know what…” His voice trailed off into the silence.

“Oh, I’m sorry. I shouldn’t have said anything. Crystal told me you had a daughter who died.”

He closed his eyes for a few seconds, then when he opened them again, there was a raw look in their blue depths that turned them the color of the lake right before a storm. “I lost both my wife and daughter a few years back.”

“I’m so sorry. My husband died last spring, so I understand what you must have gone through.”

An expression full of doubt flickered across his face for a few seconds before he managed to mask it. He walked to the back door and thrust it open, then disappeared quickly. Tanya heard him say something to her daughter. She observed the exchange, saw Crystal’s features coming alive while she spoke to Chance. She even laughed, which thrilled Tanya. Her daughter hadn’t laughed much lately—ever since the start of high school six weeks before.

Chance sensed Tanya’s gaze on him and shifted his weight from one foot to the other. In prison he’d gotten used to being watched all the time, but that didn’t mean he liked the feeling. It made him think of a bug under a microscope, every movement noted and analyzed.

“May I pet your dog?” he asked Crystal, the hairs on his nape prickling.

“Sure. Charlie loves people.”

“He’s a beauty.” Chance stroked the length of the black Lab’s back. “So what are you writing about?”

“About the prejudice in the book To Kill a Mockingbird.”

“How far have you gotten?”

“I’m almost finished with the rough draft. We’re supposed to compare and contrast it to the prejudice in our society today.”

“How’s that coming?” Chance asked, having experienced his own kind of prejudice when he had been released from prison three weeks ago. Although his conviction had been overturned, people still looked at him strangely, and he could see the question of his innocence lurking in their gazes.

“The comparing and contrasting has been the easiest part. You know, not all prejudice is racial.”

“True. People can be prejudiced against anyone, an overweight person or someone who stutters. There’s all kinds.”

“I know.”

Chance studied Crystal’s solemn expression, illuminated in the light by the door. “Is something going on at school?”

Her gaze slid away from his, her head dropping until her chin nearly touched her chest.

“Crystal? What’s happening?”

“Nothing,” she mumbled.

He knelt and leaned close because he’d barely heard her reply. “Is someone bothering you?”

She didn’t say anything.

“Crystal?” Something was wrong. Tension oscillated in waves from the teenager.

“It’s really nothing. I can handle it.”