Two days later Mr. Grimes came home early from the bank with a letter in his hand. He looked white and for a moment after entering his wife's room he could hardly command utterance.
"I have some bad news for you, dear—terrible news," he said, almost falling into a chair.
The thought flashed through Mrs. Grimes' mind that the General had made a later will which had been found and which revoked the bequest to George. She could hardly whisper:
"What is it?"
"The executors write to me that the million dollars left to me by the General draws only about four per cent. interest."
"George!"
"Four per cent! Forty thousand dollars instead of sixty thousand! What a frightful loss! Twenty thousand dollars a year gone at one breath!"
"Are you sure, George?"
"Sure? Here is the letter. Read it yourself. One-third of our fortune swept away before we have a chance to touch it!"
"I think it was very unkind of the General to turn the four per cents. over to us while somebody else gets the six per cents. How could he do such a thing? And you such an old friend, too!"
"Mary Jane, that man always had a mean streak in him. I've said so to myself many a time. But, anyhow, this frightful loss settles one thing; we can't afford to give that property across the street to the town. We must move over there to live, and even then, with the huge expense of keeping such a place in order, we shall have to watch things narrowly to make ends meet."
"And you never were good at retrenching, George."
"But we've got to retrench. Every superfluous expenditure must be cut off. As for the park and free library, that seems wild now, doesn't it? I don't regret abandoning the scheme. The people of this town never did appreciate public spirit or generosity, did they?"
"Never."
"I'm very sorry you spoke to Mrs. Borrow about helping their church. Do you think she remembers it?"
"She met me to-day and said they were expecting something handsome."
Mr. Grimes laughed bitterly.
"That's always the way with those people. They are the worst beggars! When a lot of folks get together and start a church it is almost indecent for them to come running around to ask other folks to support it. I have half a notion not to give them a cent."
"Not even for Mr. Borrow's salary?"
"Certainly not! Half the clergymen in the United States get less than a thousand dollars a year; why can't he do as the rest do? Am I to be called upon to support a lot of poor preachers? A good deal of nerve is required, I think, to ask such a thing of me."
Two weeks afterward Mr. Grimes and his wife sat together again on the porch in the cool of the evening.
"Now," said Grimes, "let us together go over these charities we were talking about and be done with them. Let us start with the tough fact staring us in the face that, with only one million dollars at four per cent. and all our new and necessary expenses, we shall have to look sharp or I'll be borrowing money to live on in less than eight months."
"Well," said Mrs. Grimes, "what shall we cut out? Would you give up the Baptist organ that we used to talk about?"
"Mary Jane, it is really surprising how you let such things as that stay in your mind. I considered that organ scheme abandoned long ago."
"Is it worth while, do you think, to do anything with the Methodist Church mortgage?"
"How much is it?"
"Three thousand dollars, I think."
"Yes, three thousand from forty thousand leaves us only thirty-seven thousand. Then, if we do it for the Methodists we shall have to do it for the Lutherans and the Presbyterians and swarms of churches all around the country. We can't make flesh of one and fowl of another. It will be safer to treat them all alike; and more just, too. I think we ought to try to be just with them, don't you, Mary Jane?"
"And Mr. Borrow's salary?"
"Ha! Yes! That is a thousand dollars, isn't it? It does seem but a trifle. But they have no children and they have themselves completely adjusted to it. And suppose we should raise it one year and die next year? He would feel worse than if he just went along in the old way. When a man is fully adjusted to a thing it is the part of prudence, it seems to me, just to let him alone."
"I wish we could—"
"Oh, well, if you want to; but I propose that we don't make them the offer until next year or the year after. We shall have our matters arranged better by that time."
"And now about Isaac Wickersham?"
"Have you seen him lately?"
"Two or three days ago."
"Did he seem discontented or unhappy?"
"No."
"You promised to help him?"
"What I said was, 'We are going to do something for you, Isaac'"
"Something! That commits us to nothing in particular. Was it your idea, Mary Jane, to make him an allowance?"
"Yes."
"There you cut into our insufficient income again. I don't see how we can afford it with all these expenses heaping up on us; really I don't."
"But we must give him something; I promised it."
George thought a moment and then said:
"This is the end of September and I sha'nt want this straw hat that I have been wearing all summer. Suppose you give him that. A good straw hat is 'something.'"
"You remember Mrs. Clausen, George?"
"Have we got to load up with her, too?"
"Let me explain. You recall that I told her I would try to make her comfortable, and when I found that our circumstances were going to be really straitened, I sent her my red flannel petticoat with my love, for I know she can be comfortable in that."
"Of course she can."
"So this afternoon when I came up from the city she got out of the train with me and I felt so half-ashamed of the gift that I pretended not to see her and hurried out to the carriage and drove quickly up the hill. She is afraid of horses, anyhow."