And again, The Eye of a Master will do more Work than both his Hands; and again, Want of Care does us more Damage than Want of Knowledge; and again, Not to oversee Workmen, is to leave them your Purse open. Trusting too much to others' Care is the Ruin of many; for, as the Almanack says, In the Affairs of this World, Men are saved, not by Faith, but by the Want of it; but a Man's own Care is profitable; for, saith Poor Dick, Learning is to the Studious, and Riches to the Careful, as well as Power to the Bold, and Heaven to the Virtuous, And farther, If you would have a faithful Servant, and one that you like, serve yourself. And again, he adviseth to Circumspection and Care, even in the smallest Matters, because sometimes A little Neglect may breed great Mischief; adding, for want of a Nail the Shoe was lost; for want of a Shoe the Horse was lost; and for want of a Horse the Rider was lost, being overtaken and slain by the Enemy; all for want of Care about a Horse-shoe Nail.
"So much for Industry, my Friends, and Attention to one's own Business; but to these we must add Frugality, if we would make our Industry more certainly successful. A Man may, if he knows not how to save as he gets, keep his Nose all his Life to the Grindstone, and die not worth a Groat at last. A fat Kitchen makes a lean Will, as Poor Richard says; and
Many Estates are spent in the Getting,
Since Women for Tea forsook Spinning and Knitting,
And Men for Punch forsook Hewing and Splitting.
If you would be wealthy, says he, in another Almanack, think of Saving as well as of Getting: The Indies have not made Spain rich, because her Outgoes are greater than her Incomes.
"Away then with your expensive Follies, and you will not then have so much Cause to complain of hard Times, heavy Taxes, and chargeable Families; for, as Poor Dick says,
Women and Wine, Game and Deceit,
Make the Wealth small and the Wants great.
And farther, What maintains one Vice, would bring up two Children. You may think perhaps, that a little Tea, or a little Punch now and then, Diet a little more costly, Clothes, a little finer, and a little Entertainment now and then, can be no great Matter; but remember what Poor Richard says, Many a Little makes a Mickle; and farther, Beware of little Expences; A small Leak will sink a great Ship; and again, Who Dainties love, shall Beggars prove; and moreover, Fools make Feasts, and wise Men eat them.
"Here you are all got together at this Vendue of Fineries and Knicknacks. You call them Goods; but if you do not take Care, they will prove Evils to some of you. You expect they will be sold Cheap, and perhaps they may for less than they cost; but if you have no Occasion for them, they must be dear to you. Remember what Poor Richard says; Buy what thou hast no Need of, and ere long thou shalt sell thy Necessaries. And again, At a great Pennyworth pause a while: He means, that perhaps the Cheapness is apparent only, and not Real; or the bargain by straitening thee in thy Business, may do thee more Harm than Good. For in another Place he says, Many have been ruined by buying good Pennyworths. Again, Poor Richard says, 'tis foolish to lay out Money in a Purchase of Repentance; and yet this Folly is practised every Day at Vendues, for want of minding the Almanack. Wise Men, as Poor Dick says, learn by others Harms, Fools scarcely by their own; but felix quem faciunt aliena pericula cautum. Many a one, for the Sake of Finery on the Back, have gone with a hungry Belly, and half-starved their Families. Silks and Sattins, Scarlet and Velvets, as Poor Richard says, put out the Kitchen Fire.
"These are not the Necessaries of Life; they can scarcely be called the Conveniences; and yet only because they look pretty, how many want to have them! The artificial Wants of Mankind thus become more numerous than the Natural; and, as Poor Dick says, for one poor Person, there are an hundred indigent. By these, and other Extravagancies, the Genteel are reduced to poverty, and forced to borrow of those whom they formerly despised, but who through Industry and Frugality have maintained their Standing; in which Case it appears plainly, that A Ploughman on his Legs is higher than a Gentleman on his Knees, as Poor Richard says. Perhaps they have had a small Estate left them, which they knew not the Getting of; they think, 'tis Day, and will never be Night; that a little to be spent out of so much, is not worth minding; a Child and a Fool, as Poor Richard says, imagine Twenty shillings and Twenty Years can never be spent but, always taking out of the Meal-tub, and never putting in, soon comes to the Bottom; as Poor Dick says, When the Well's dry, they know the Worth of Water. But this they might have known before, if they had taken his Advice; If you would know the Value of Money, go and try to borrow some; for, he that goes a borrowing goes a sorrowing; and indeed so does he that lends to such People, when he goes to get it in again. Poor Dick farther advises, and says,
Fond Pride of Dress is sure a very Curse;
E'er Fancy you consult, consult your Purse.
And again, Pride is as loud a Beggar as Want, and a great deal more saucy. When you have bought one fine Thing, you must buy ten more, that your Appearance may be all of a Piece; but Poor Dick says, 'Tis easier to suppress the first Desire, than to satisfy all that follow it. And 'tis as truly Folly for the Poor to ape the Rich, as for the Frog to swell, in order to equal the ox.
Great Estates may venture more,
But little Boats should keep near Shore.
'Tis, however, a Folly soon punished; for Pride that dines on Vanity, sups on Contempt, as Poor Richard says. And in another Place, Pride breakfasted with Plenty, dined with Poverty, and supped with Infamy. And after all, of what Use is this Pride of Appearance, for which so much is risked so much is suffered? It cannot promote Health, or ease Pain; it makes no Increase of Merit in the Person, it creates Envy, it hastens Misfortune.
What is a Butterfly? At best
He's but a Caterpillar drest
The gaudy Fop's his Picture just,
as Poor Richard says.
"But what Madness must it be to run in Debt for these Superfluities! We are offered, by the Terms of this Vendue, Six Months' Credit; and that perhaps has induced some of us to attend it, because we cannot spare the ready Money, and hope now to be fine without it. But, ah, think what you do when you run in Debt; you give to another Power over your Liberty. If you cannot pay at the Time, you will be ashamed to see your Creditor; you will be in Fear when you speak to him; you will make poor pitiful sneaking Excuses, and by Degrees come to lose your Veracity, and sink into base downright lying; for, as Poor Richard says The second Vice is Lying, the first is running in Debt. And again, to the same Purpose, Lying rides upon Debt's Back. Whereas a free-born Englishman ought not to be ashamed or afraid to see or speak to any Man living. But Poverty often deprives a Man of all Spirit and Virtue: 'Tis hard for an empty Bag to stand upright, as Poor Richard truly says.
"What would you think of that Prince, or that Government, who should issue an Edict forbidding you to dress like a Gentleman or a Gentlewoman, on Pain of Imprisonment or Servitude? Would you not say, that you were free, have a Right to dress as you please, and that such an Edict would be a Breach of your Privileges, and such a Government tyrannical? And yet you are about to put yourself under that Tyranny, when you run in Debt for such Dress! Your Creditor has Authority, at his Pleasure to deprive you of your Liberty, by confining you in Goal for Life, or to sell you for a Servant, if you should not be able to pay him! When you have got your Bargain, you may, perhaps, think little of Payment; but Creditors, Poor Richard tells us, have better Memories than Debtors; and in another Place says, Creditors are a superstitious Sect, great Observers of set Days and Times. The Day comes round before you are aware, and the Demand is made before you are prepared to satisfy it, Or if you bear your Debt in Mind, the Term which at first seemes so long, will, as it lessens, appear extreamly short. Time will seem to have added Wings to his Heels as well as Shoulders. Those have a short Lent, saith Poor Richard, who owe Money to be paid at Easter. Then since, as he says, The Borrower is a Slave to the Lender, and the Debtor to the Creditor, disdain the Chain, preserve your Freedom; and maintain your Independency; Be industrious and free; be frugal and free. At present, perhaps, you may think yourself in thriving Circumstances, and that you can bear a little Extravagance without Injury; but,
For Age and Want, save while you may;
No Morning Sun lasts a whole Day.
as Poor Richard says. Gain may be temporary and uncertain, but ever while you live, Expence is constant and certain; and 'tis easier to build two Chimnies, than to keep one in Fuel, as Poor Richard says. So, Rather go to Bed supperless than rise in Debt.
Get what you can, and what you get hold;
'Tis the Stone that will turn all your lead into Gold,
as Poor Richard says. And when you have got the Philosopher's Stone, sure you will no longer complain of bad Times, or the Difficulty of paying Taxes.
"This Doctrine, my Friends, is Reason and Wisdom; but after all, do not depend too much upon your own Industry, and Frugality, and Prudence, though excellent Things, for they may all be blasted without the Blessing of Heaven; and therefore, ask that Blessing humbly, and be not uncharitable to those that at present seem to want it, but comfort and help them. Remember, Job suffered, and was afterwards prosperous.
"And now to conclude, Experience keeps a dear School, but Fools will learn in no other, and scarce in that; for it is true, we may give Advice, but we cannot give Conduct, as Poor Richard says: However, remember this, They that won't be counselled, can't be helped, as Poor Richard says: and farther, That, if you will not hear Reason, she'll surely rap your Knuckles."
Thus the old Gentleman ended his Harangue. The People heard it and approved the Doctrine, and immediately practised the contrary, just as if it had been a common Sermon; for the Vendue opened, and they began to buy extravagantly, notwithstanding, his Cautions and their own Fear of Taxes. I found the good Man had thoroughly studied my Almanacks, and digested all I had dropt on these Topicks during the Course of Five and twenty Years. The frequent Mention he made of me must have tired any one else, but my Vanity was wonderfully delighted with it, though I was conscious that not a tenth Part of the Wisdom was my own, which he ascribed to me, but rather the Gleanings I had made of the Sense of all Ages and Nations. However, I resolved to be the better for the Echo of it; and though I had at first determined to buy Stuff for a new Coat, I went away resolved to wear my old One a little longer. Reader, if thou wilt do the same, thy Profit will be as great as mine, I am, as ever, thine to serve thee,
Richard Saunders.
Imperfect as this chapter is, it is adequate enough, we hope, to make the reader feel that Sydney Smith was not altogether insensible to natural obligations when he told his daughter that he would disinherit her, if she did not admire everything written by Franklin.
SUMMARY
Such was Benjamin Franklin, as mirrored for the most part in his own written and oral utterances. Whether his fame is measured by what he actually accomplished, or by the impression that he made upon his contemporaries, or by the influence that he still exercises over the human mind, he was a truly great man.[59 - In the judgment of Matthew Arnold, Franklin was "a man who was the very incarnation of sanity and clear sense, a man the most considerable, it seems to me, whom America has yet produced."] Not simply because he was one of the principal actors in a revolutionary movement destined to establish in the free air of the Western World on lasting foundations, and on a scale of moral and material grandeur, of which history furnishes few examples, a state, without king, noble or pontiff, and deriving its inspiration and energy solely from the will of the People; nor yet merely because his brilliant discoveries in the province of electricity conspicuously helped to convert one of the most elusive and defiant of all the forces of nature into an humble and useful drudge of modern industry and progress; nor yet merely because, in addition to many other productions, marked by the indefinable charm of unerring literary intuition, he wrote several which are read in every part of the globe where a printed page is read; nor even because of all these things combined. They are, of course, the main pillars upon which his splendid fame rests. But what imparts to Franklin his aspect of greatness, and endows him with his irresistible appeal to the interest and admiration of the whole human race is the striking extent to which he was, in point of both precept and example, representative of human existence in all its more rational, more fruitful and more sympathetic manifestations. His vision was not that of the enthusiast; his was no Pentecostal tongue – cloven and aflame. He took little account of the higher spiritual forces which at times derange all the sober, prudent calculations of such a materialist as Poor Richard, and his message to mankind was blemished, as we have seen, by the excessive emphasis placed by it upon pecuniary thrift and the relations of pecuniary thrift to sound morals as well as physical comfort. But all the same, limited to the terrestrial horizon as he is, he must be reckoned one of the great leaders and teachers of humanity. He loved existence, shared it joyously and generously with his fellow-creatures, and vindicated its essential worth by bringing to bear upon everything connected with the conduct of life the maxims of a serene and almost infallible wisdom, and by responding with a mind as completely free from the prejudices and errors of his age as if he had lived a hundred years later, and with a heart as completely unconstrained by local considerations as if men were all of one blood and one country, to every suggestion that tended to make human beings happier, more intelligent and worthier in every respect of the universe which he found so delightful. It is this harmony with the world about him, this insight into what that world requires of everyone who seeks, to make his way in it, this enlightenment, this sympathy with human aspirations and needs everywhere, together with the rare strain of graphic and kindly instruction by which they were accompanied that cause the name of Franklin to be so often associated with those of the other great men whose fame is not the possession of a single class or land, but of all mankind. The result is that, when the faces of the few individuals, who are recognized by the entire world as having in the different ages of human history rendered service to the entire world, are ranged in plastic repose above the shelves of some public library or along the walls of some other institution, founded for the promotion of human knowledge or well-being, the calm, meditative face of Franklin is rarely missing.
It is to be regretted that a character so admirable and amiable in all leading respects as his, so strongly fortified by the cardinal virtues of modesty, veracity, integrity and courage, and so sweetly flavored with all the finer charities of human benevolence and affection, should in some particulars have fallen short of proper standards of conduct. But it is only just to remember that the measure of his lapses from correct conduct is to be mainly found in humorous license, for which the best men of his own age, like Dr. Price and Charles Carroll of Carrollton, had only a laugh,[60 - In his Jeu d'esprit, commonly known as The Choice of a Mistress, Franklin gave various reasons why an elderly mistress should be preferred to a younger one; and, in a letter to him on Aug. 12, 1777, Charles Carroll of Carrollton, after expressing the hope that he continued to enjoy his usual health and the flow of spirits, which contributed to make the jaunt to Canada so agreeable to his fellow-travellers, adds: "Mr. John Carroll, and Chase are both well; the latter is now at Congress, and has been so fully and constantly employed that I believe he has not had leisure to refute your reasons in favor of the old ladies."] and in offences against sexual morality, which, except so far as they assumed in his youth the form of casual intercourse with low women, whose reputations were already too sorely injured to be further wounded, consisted altogether in the adoption by a singularly versatile nature of a foreign code of manners which imposed upon the members of the society, by which it was formed, the necessity of affecting the language of gallantry even when gallantry itself was not actually practised. There is at any rate no evidence to show that the long married life of Franklin, so full of domestic concord and tenderness, was ever sullied by the slightest violation of conjugal fidelity.
On the whole, therefore, it is not strange that, repelled as we are at times by some passing episode or revelation in his life or character, everyone who has lingered upon his career finds it hard to turn away from it except with something akin to the feelings of those friends who clung to him so fondly. He was so kind, so considerate, so affectionate, so eager to do good, both to individuals and whole communities, that we half forget the human conventions that his bountiful intellect and heart overflowed. Of him it can at least be said that, if he had some of a man's failings, he had all of a man's merits; and his biographer, in taking leave of him, may well, mindful of his eminent virtues as well as of his brilliant achievements and services, waive all defence of the few vulnerable features of his life and conduct by summing up the final balance of his deserts in the single word engraved upon the pedestal of one of his busts in Paris at the time of his death. That word was "Vir" – a Man, a very Man.
notes
1
In his True Benjamin Franklin, p. 163, Sydney George Fisher makes these statements: "In a letter written to Mrs. Stevenson in London, while he (Franklin) was envoy to France, he expresses surprise that some of the London tradespeople still considered him their debtor for things obtained from them during his residence there some years before, and he asks Mrs. Stevenson, with whom he had lodged, how his account stands with her… He appears to have overdrawn his account with Hall, for there is a manuscript letter in the possession of Mr. Howard Edwards, of Philadelphia, written by Hall, March 1, 1770, urging Franklin to pay nine hundred and ninety-three pounds which had been due for three years." What Franklin's letter to Mrs. Stevenson, which is dated Jan. 25, 1779, states is that he had been told after reaching France that Mr. Henley, the linen-draper, had said that, when the former left England for America, he had gone away in his debt. The letter questions whether Henley ever made such a statement, asks Mrs. Stevenson to let the writer know the meaning of it all, and adds: "I thought he had been fully paid, and still think so, and shall, till I am assur'd of the contrary." The account that the letter asks of Mrs. Stevenson was probably for the shipping charges on the white cloth suit, sword and saddle, which had been forwarded, as the letter shows, to Franklin at Passy by Mrs. Stevenson. Or it may have well been for expense incurred by Mrs. Stevenson in performing some similar office for him. For instance, when he was on the point of leaving England in 1775, he wrote to a friend on the continent that, if he had purchased a certain book for the writer, Mrs. Stevenson, in whose hands he left his little affairs till his return, which he proposed, God willing, in October, would pay the draft for it.
A letter from Franklin to Mrs. Stevenson, dated July 17, 1775, shows that there had been mutual accounts between them during his long and familiar intercourse with her under the Craven Street roof. With this letter, he incloses an order for a sum of money that she had intrusted to him for investment, and also an order for £260 more, "supposing," he says, "by the Sketch Mr. Williams made of our Accts. that I may owe you about that Sum." "When they are finally settled," he further says, "we shall see where the Ballance lies, and easily rectify it." If the account in question had any connection with these accounts the unliquidated nature of the latter, the abruptness with which Franklin was compelled to leave England in 1775, coupled with his expectation of returning, the troubled years which followed and the difficulty of finally settling detailed accounts, when the parties to them are widely separated, furnish a satisfactory explanation of the delay in settlement. If Franklin did not pay a balance claimed from him by Hall on the settlement of their partnership accounts, after the expiration of the partnership in 1766, it was doubtless because of his own copyright counter-claim to which we have already referred in our text.
2
In recent years there has been a tendency to disparage the merits of Henry Laurens. The Hales in their Franklin in France speak of him "as a very worthy, but apparently very inefficient, member of the Commission." In his admirable prolegomena to the Diplomatic Correspondence of the American Revolution, which is well calculated to excite the regret that lawyers do not oftener bring the professional habit of weighing evidence to bear upon historical topics, Dr. Francis Wharton says: "The influence he exerted in the formation of the treaty was but slight, and his attitude as to the mode of its negotiation and as to its leading provisions so uncertain as to deprive his course in respect to it of political weight." Dr. Wharton also reaches the conclusion that Henry Laurens was deficient, in critical moments, both in sagacity and resolution. On the other hand Moses Coit Tyler in his Literary History of the American Revolution declares that, coming at last upon the arena of national politics, Laurens was soon recognized for what he was, "a trusty, sagacious, lofty, imperturbable character." In another place in the same work, Tyler speaks of the "splendid sincerity, virility, wholesomeness and competence of this man – himself the noblest Roman of them all – the unsurpassed embodiment of the proudest, finest, wittiest, most efficient, and most chivalrous Americanism of his time." And in still another place in the same work the Narrative of the Capture of Henry Laurens is described "as a modest and fascinating story of an heroic episode in the history of the Revolution, a fragment of autobiography fit to become a classic in the literature of a people ready to pay homage to whatever is magnanimous, exquisite and indomitable in the manly character." To anyone familiar with the whole conduct of Laurens in the Tower and the other facts upon which Dr. Wharton based his judgment as to his sagacity and firmness at trying conjunctures, these statements of Tyler are to a certain extent mere academic puffery. We see no reason, however, to shade the character that we have ascribed to Laurens in the text. Writing to Franklin about him after his release from the Tower, John Adams said: "I had vast pleasure in his conversation; for I found him possessed of the most exact judgment concerning our enemies, and of the same noble sentiments in all things which I saw in him in Congress." And some eighteen months later Franklin wrote to Laurens himself in terms as strong as that he should ever look on his friendship as an honor to him.
3
The Abbé Morellet in his Memoirs gives us very much the same impression of the social characteristics of Franklin that Cutler does. "His conversation was exquisite – a perfect good nature, a simplicity of manners, an uprightness of mind that made itself felt in the smallest things, an extreme gentleness, and, above all, a sweet serenity that easily became gayety." But this was Franklin when he was certain of his company. "He conversed only with individuals," John Adams tells us, "and freely only with confidential friends. In company he was totally silent." If we may judge by the few specimens reserved by the Diary of Arthur Lee, the Diary of John Baynes, an English barrister, and Hector St. John, the author of Letters from an American Farmer, the grave talk of Franklin was as good as his conversation in its livelier moods. After a call with Baynes upon Franklin at Passy, Sir Samuel Romilly wrote in his Journal: "Of all the celebrated persons whom in my life I have chanced to see, Dr. Franklin, both from his appearance and his conversation, seemed to me the most remarkable. His venerable patriarchal appearance, the simplicity of his manner and language, and the novelty of his observations, at least the novelty of them at that time to me, impressed me with an opinion of him as one of the most extraordinary men that ever existed."
4
The lack of generous fare imputed by the Parisians to the table of Lord Stormont was in keeping with the hopelessly rigid and bigoted nature revealed by his dispatches when in France. Writing from Paris on Dec. 11, 1776, to Lord Weymouth, he says of Franklin: "Some people think that either some private dissatisfaction or despair of success have brought him into this country. I can not but suspect that he comes charged with a secret commission from the Congress, and as he is a subtle, artful man, and void of all truth, he will in that case use every means to deceive, will avail himself of the general ignorance of the French, to paint the situation of the rebels in the falsest colours, and hold out every lure to the ministers, to draw them into an open support of that cause. He has the advantage of several intimate connexions here, and stands high in the general opinion. In a word, my Lord, I look upon him as a dangerous engine, and am very sorry that some English frigate did not meet with him by the way." In another letter to Lord Weymouth, dated Apr. 16, 1777, Lord Stormont declared that he was thoroughly convinced that few men had done more than Franklin to poison the minds of the Americans, or were more totally unworthy of his Majesty's mercy.
5
It was Balzac who said that the canard was a discovery of Franklin – the inventor of the lightning rod, the hoax, and the republic.
6
In 1723 the town of New York had a population of seven or eight thousand persons.
7