How to make small business the basis of large-scale national creativity? It is necessary to broadcast the system of all this.
– What, first of all, is necessary for a businessman and a creative person? Ability to make payment transactions. The state needs to be controlled, so it tries to ensure that all of them happen by default.
Cashless settlement is the Achilles’ heel of small business. How to draw from the digits on the monitors the best coin? You can buy a piece for a hundred rubles, and run a $ 1 million machine with it, but you have to explain the costs. How to make a payment through the bank, if the owner of the item is a physical person? Money (also material) he needs in the morning – your component of success will appear in the afternoon. I was stunned when I found out that, it turns out, banks are sticking their noses into all the business transactions that are being conducted. What is your dog business, how do I spend the earned money? – this question, secretly or explicitly, is asked by every entrepreneur. In business, efficiency is needed, and it is not connected with making non-cash payments, drawing up reports for each sneeze, and. and so forth.
– What do you offer? Get away from non-cash payments?
– First of all, get rid of mistrust between the state and the person. Let us turn to the experience of other countries:
The 1040A tax declaration is an example for imitation. Without a question mark.
In America, the tax return is filled once a year. Enter into the form, 1040A received from your business or employer income. The form can be taken at the post office in the local library. Print on the printer. How much did I earn in a year, and where? I turned the notes-you write. You will be explained how you can save, quite legitimately, a couple of coins. You are also a state. You put a check in the envelope, paid at least on the same mail and send it to the tax office. A report on income can be written on the receipt. Most Americans, during all their turbulent activities, do not see the tax office in their eyes!
– How are they checked? Our businessmen spend long evenings, up to the red eye, spend for the preparation of accounts in 1C! Salaries of employees, managers, deductions, credits, PF, SES, VAT …
– Everyone pays for themselves. Taxes are levied not on business, as such, but only on the income of an individual. And the employees of the enterprise calculate themselves. With profit go deductions to the pension fund (compulsory insurance), for all other items … Taxes themselves are scattered. Checking? Selective audit. If anyone deceives – gets a fine, he can get a summons. It seems like a fairy tale? In fact, 95% of people are honest, and the remaining 5% of scammers are perfectly able to bypass all bureaucratic obstacles. In networks of endless monitoring bodies we are entangled, we are good …
“All the same, it seems to me that our people will start deceiving the state.” They will write less than they earn … We need to develop! Americans, they’re … special.
– How can one develop with an unfit system? Why do you need to suffer? Americans are people like us. Only laws create that a man rejoices in life, he loves his country, bathed in a sea of mutual trust. And, for these orders, US citizens can forgive their system for many, really unsuitable foreign policy excesses.
…We start modeling the New Reality.
– We come to the state institution, we fill out a completed questionnaire in the window, a minute later we get the paper warmed by the printer. The impact of the seal is in the hands of the Entrepreneur’s certificate, for a particular type of activity. This means that if in a year you do not file a return on income, you automatically lose your status.
On this document, you can also make a seal here. Bank account? It’s not obligatory. For transfers it is quite enough that card on which the employer previously transferred the salary to you.
Well, in general, now the owner is you. We get profit. At the end of the year – a declaration of income. How much did I earn? – I add receipts. The consumption of materials, salaries, pensions – everything that our banks like to be interested in – do not need to paint! Relax, the accountants! Well, the entrepreneur does not need to be cunning to get his cash. All – the simplest arithmetic. We go to the bank or to the terminal, pay twenty-four percent, for people with an income of up to fifty thousand a month, receive a check, put it in an envelope and send it to the office.
“Twenty-four percent?” This is a lot, in comparison with our thirteen, on a simplified system!
– There are still taxes on value added … from sales, something else, up to 50% or more. In addition, the taxation system is constantly, so to speak, improved. People need to get used to it – there are “additions”. In order not to get caught on the hook, improvements should be tracked by someone’s unpleasant discharge, for which they usually hire a professional accountant.
“Well, twenty-four, it’s fine, if there’s nothing more to take care of.” How are our workers?
– They paint their income themselves, send checks to the tax department. You can not think about them, concentrating all your thoughts on increasing the efficiency of your work. If you, as happens in the first year of business, “in a minus”, and write. Zero income – zero taxes, and no, of course, deductions in the social sector.
– I read, according to some state program, starting entrepreneurs receive a gratuitous subsidy. You just need to create a business plan. Let us support this useful undertaking!
– Forget about government support and clear business plans. The official would be glad that the businessmen took the money, well, and he – put a tick in his report. But, there is a sea of scribbling and difficultly executable items, so that only subsidies can be used … I will not say who! In reality, only a businessman can help a businessman, who steams with him in a bath, plays tennis, and all the like. You yourself understand this!
It is necessary to make the taxation system as in the most successful country – and no help will be required! We will help the state, and not vice versa. In America, in fact, there is no “IP system” and “ordinary”. Any citizen there is both an entrepreneur and a hired worker. He does not need to “close” the IP, with the device to a particular enterprise, to reopen, when, for example, the season of selling sweet cotton wool has come. Everything is covered under the universal tax system.
– But, maybe, if we pay to the PF and other social funds, but, do not work as a PI, there is a work record?
– I did not hear, that in this way the experience was organized. For a pension? Their calculation is all so confusing. But, probably, our inspectors can also arrest a pension, in the account of hundreds of thousands of accumulated fine, because of a closed IP. And, oddly enough, this “arrears” will go exactly in the PF, as if, for your benefit. Such people. They had enough to arrest the abysmal expense of the account of the Honorary donor of Russia.
But, there is an occasion for joy. After all, we translate the understanding that now everything is different. Taxes wake up with the realization that: “At today’s meeting, for the first time in my life, I will say something right, I will repent, I will propose a new system of taxation, for my beloved people!”
Broadcast!
Uniskan and freedom of trade
…Here is another interesting question on the topic of business. Where, who, according to some rules, puts a barcode, the one that is available on each package with “three sixes”?
It is clear that without an identification comb you will not see your goods on the shelves of stores. That’s what you need to talk about in high schools of economics. An organization that is secret like a certain world government, we should expose.
Interestingly, the sites associated with Uniskan actively scan your computer. We look, however; “… if you decide to apply a barcode to your company’s products, you should join the UNISCAN Automatic Identification Association … which is a member of GS1 and its ONLY representative in the territory of the Russian Federation … All other Russian organizations that promise assistance in assigning barcodes to in the best case, are its intermediaries …”. Despite the fact that UNISCAN (all with a capital letter) positions itself as a non-profit organization, the admission fee is twenty-five thousand rubles (as of the year two thousand eighth) and the annual one is fifteen. A lot of documents, instructions for completing the classification forms of goods, – it’s difficult, but you can go through these circles. Of course, if you are a large organization with highly qualified specialists. However, it is very difficult for a beginning entrepreneur. The matter is complicated by the fact that codes can not be transferred to others; according to the statute of UNISKAN, to trade them, in order to mark another’s goods, it is prohibited.
– What if you create your own identification system? Ideally, the barcode should be delivered as easily as an e-mail box. Only here you still enter the name of the company and your product. So. You print the comb on the printer and glue on your goods. Everything, you can take in the shopping network.
– But, such goods will not be accepted abroad?
– And in Russia, and the countries that can join the system, the market itself is great. It requires a variety of goods, the release of which slows UNISCAN. In the world conceived by us the release of free identifiers is realized. They can be used in parallel with the Uniscans. By the way, so, in the end, we get rid of the “three sixes” – strips in the beginning, middle and end of the code. Some consider it a superstition, but … something is really not quite right here.
…Own version of the marker may be different from the common one – circles, grids or layered pictures. It’s good that the Japanese QR code system is already in full use. The problem is interesting and solvable.
“That’s the way to do it.” But, from the head there is no declaration of income. What if everyone writes underestimated figures? Then the economy will collapse!
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1. The bar code of UNISCAN. Double long strips at the beginning, center and end of the code mean “6”.
2. QR-code (English quick response – quick response) – matrix code. Invented in Japan, does not require licensing fees. It can be used to replace a suspicious, expensive UNISCAN. So, by the way, independent “East Asian tigers” and, of course, the Japanese also come. Now, perhaps, thanks to the prayers of the Spiritual Government, it is also common in Russia. It remains to be seen, however, the introduction into the masses of the simplest, cheapest, well-known system of code assignment to small business goods (comparable to the creation of a mail). Do it, knights DP!
3. The standard tax return is 1040A. Filled at home, a maximum of three hours a year. The Russian taxation system includes daily reports, technical difficulties, hired accountants and a trip to the local tax (before the broadcast).
Let’s say an annual income of 75,000 dollars. To receive a taxable base, deductions follow. If you live alone, then (for Texas, in 2013) the so-called. “Personal release” is $ 3,900, and “standard personal deduction” – $ 6,100. There are deductions for mortgages, education of children and medical expenses. It’s just to make your life easier. So, the tax base is 65,000 dollars. The first skim removed is the progressive Federal income tax, 18%, in our case – $ 12178. The Texas tax is 0% (zero in seven states, usually 5%, maximum 13%, in California). Next – “Social Security Takes” – the federal pension program, plus assistance to disabled people and the unemployed – 10.4% of the full salary, if you work for yourself, and 4.2% if the employee is an employee.
And, finally, the Federal program of affordable medical care – “Medicare”, 1.45%. In total, according to estimates, 21.8% of the salary. Well, or, 27%, if we are not connected with the employer. Once a year, using, designed to help us save humanistic sites or the services of tax advisers – volunteers, we draw up a declaration, apply a check and send it to the tax.
There is no such thing as paying fees in the PF, with zero or minus. You can not file a declaration if the income was less than $ 400, although this may affect the approval of your loan.
The tax system is freedom or slavery?
The transition to a new system can be carried out gradually, starting with some remote town.
Secondly, and so everything is understated. The white salary, with very few exceptions, is ten or thirteen thousand. Although, often, real income is higher by several dozen times. Tax specialists know this, but everyone, as one, is looking through his fingers.
Than it is bad? While you are young, especially anything. The calculation of a pension is a very complicated matter. It depends most on the length of service. Theoretically, 55—75 percent of the “pay” for the last two years of work, or selected five years of work. In any case, senior officials, given the high electoral activity of pensioners, will try to keep a pension of 0.7 average wages.
This is not correct, but, humanly understandable. In the end, every second does not survive to retirement. Lack, however, exists, and is covered by the same business. The latter, in turn, tries to reduce white wages to a minimum. Of course, this thing has a significant corruption component. From the enterprise “important” people are feeding, whose “salary” sometimes exceeds the sum of all payments to workers.
The only way out is to switch to an American, transparent and human taxation system. Our tax specialists would be happy to prove that it is not functional, because everything there is too pleasant for an ordinary person, but, this, in fact the existence of a superpower – works.